Can I get a mortgage if I've had a bankruptcy or foreclosure? EZ Mortgages & loans in Boston

Can I get a mortgage if I've had a bankruptcy or foreclosure?

Some investors would approve your application even if you are still in Chapter 13, with the court's permission. A number of other investors have programs with as little as a day after discharge. These mortgages will require a larger (up to 30%) downpayment. You may still get a conforming ("A" paper) mortgage if you have re-established at least 2 years of new good credit after your bankruptcy or foreclosure discharge date. Your ability to qualify for a standard mortgage instead of a "B" credit loan will be looked at a little more closely, as there must be no negative credit after the discharge date. The longer the period since discharge, the higher the probability.

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Jumbo loans Call now for complete details 508-894-2326
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Mark Alsyts - Senior Loan Officer
Centurion Funding Corp. of America
162 East Main St. Avon, MA 02322