How long does the mortgage process usually take? EZ Mortgages & loans in Boston

How long does the mortgage process usually take?

The length of time the mortgage process takes from start to finish varies with the complexity and details of your transaction. The typical time frame is usually within 30 days. Keep in mind that refinance transactions have a mandatory 3 day Rescission or cooling off period. What this means is you sign on day 1, have a three day period to reconsider (days 2 through 4) and then fund on day 5. Saturday is considered a Rescission day (though you cannot fund on a Saturday). Some loans can take a few months to close, such as construction loans. This is due to all the required permits needed which can take a long time to obtain.

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